Hi, my name is Shapi!
As a mortgage professional, I have over 20 years of expertise to get you a tailored mortgage for your immediate and future needs. I work for you and provide unbiased guidance in your mortgage decision. Working with me means that you’ll have the choice, convenience, and great counsel you deserve!
3 Reasons to Work With Me!
1. My services are free to you (on approved credits)!
2. I have access to the best mortgage products on the market currently! I offer the deepest discounts, which are passed on to you – whether you are purchasing, refinancing, or renewing.
3. I am available on your terms – day, evening, and weekend.
Contact Me
(604) 318-0187
Unit 128-1489 Marine Drive
West Vancouver, BC V7T 1B8
Latest Updates
Unlock Your Home's Potential with Shapi’s Team!![]()
Use Your Home Equity to Improve Your Cash Flow.![]()
Why Choose Us? We:![]()
1. Evaluate:![]()
• Accurate Valuation: We assess the current and potential future value of your home.![]()
2. Finance:![]()
• Leverage Your Equity: Interest-free financing available for eligible homeowners—up to $40,000*.![]()
3. Design:![]()
• Top-Notch Trends: We bring the latest design trends to maximize your home's potential.![]()
4. Build:![]()
• Licensed Experts: Our licensed builders and dedicated crew ensure quality and efficiency.![]()
5. Rent Out:![]()
• Generate Income: Utilize the newly created cash flow from your enhanced property.![]()
*O.A.C. (On Approved Credits)![]()
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Curious to know more...![]()
Contact us @ 604.318.0187 ![]()
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#cashflow ![]()
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#licensedbuilder
Here's the rundown on the new changes ↓![]()
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Starting July 18th, 2024, the Government of BC is making changes to tenancy laws that help BOTH tenants and landlords.![]()
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What's a change your excited for? Anything you're not?![]()
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#vancouvermortgagebroker #vancouverhomehunter #bcrentals #bctenancy #BCHome #northvancouverbc #northshorebc #mortgagesolutions #canadahomes #westcoasthomes #mortgageadvisor #mortgageprofessional #longterminvestment #burnabybc #westcoastliving #moneysaving #financegoals
The rate has been the least predictable thing about getting a mortgage or a property anywhere lately, especially in Vancouver!![]()
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These are a few things that rarely - if ever - change though. Number 1 is arguably the most important 👀![]()
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Let me know your thoughts in the comments!![]()
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#vancouvermortgages #househack #VancouverProperties #mortgagefinancing #mortgages #northvancouverrealestate #mortgageindustry #bcrealtors #langleyrealestate #moneyhacks #vancouverhomes #mortgageagent #longtermgoals #BCRealEstate #vancouverrealestate
Major exciting news for homeowners and potential buyers in Canada 👀![]()
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As predicted, the Bank of Canada has FINALLY DECREASED the Key Interest Rate - the first time in over four years!![]()
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If you've been following along, you'll know I've been paying attention to the Canadian Price Index (CPI). Why?![]()
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Because inflation is a big portion of how the BoC determines what to do with the Overnight Rate. The CPI's four consecutive decreases in core inflation tells us that the economy is going in the direction they want.![]()
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While this decrease is exciting news, the BoC will be paying close attention to the economy in the coming months to see if it will continue being stable enough for another decrease.![]()
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Leave your thoughts in the comments below!![]()
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#vancouvermortgagebroker #vancouverhomehunter #BCHome #northvancouverbc #northshorebc #mortgagesolutions #canadahomes #westcoasthomes #mortgageadvisor #mortgageprofessional #longterminvestment #burnabybc #westcoastliving #moneysaving #financegoals #bankofcanada #keyinterestrate
When it comes to debt-to-income ratio, you want to aim for around 42-44% - meaning that your debts only take up 42-44% of your income.![]()
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Debts include rent/mortgage payments, car payments, student loans, credit card payments, and any regular, consistent payments you make.![]()
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Your debt-to-income ratio = (debt/income) x 100. The number you get is the percentage of your income that your debt takes up.![]()
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What if your debt-to-income ratio is higher than that? We still have options to help you get your finances back on track—even if it is more than 70%.![]()
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Leave any questions down below in the comments!![]()
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#vancouverhome #canadamortgage #HouseFinancing #mortgageoptions #MortgageExperts #mortgage101 #homehack #vancouverdowntown #burnabyrealestate #mortgageadvice #mortgagespecialist #moneyadvice #homehacks #investinginrealestate #vancouvercanada