
Hi, my name is Shapi!
As a mortgage professional, I have over 20 years of expertise to get you a tailored mortgage for your immediate and future needs. I work for you and provide unbiased guidance in your mortgage decision. Working with me means that you’ll have the choice, convenience, and great counsel you deserve!
3 Reasons to Work With Me!
1. My services are free to you (on approved credits)!
2. I have access to the best mortgage products on the market currently! I offer the deepest discounts, which are passed on to you – whether you are purchasing, refinancing, or renewing.
3. I am available on your terms – day, evening, and weekend.
Contact Me
(604) 318-0187
Unit 128-1489 Marine Drive
West Vancouver, BC V7T 1B8
Latest Updates
Most people focus on their credit score… but lenders focus on your credit behavior.
In today’s lending environment, how you manage your credit matters more than the number on the report.
Small habits = big impact on rates, approvals, and long-term savings.![]()
If you want to understand how your credit behavior affects your mortgage options,
DM me or call me at 604.318.0187.
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#mortgageadvisor #mortgagebrokerbc #vancouvermortgagebroker #creditbehaviour #creditscoretips #mortgageapproval #mortgagetips #canadianmortgages #homebuyingtips
#creditcanada #mortgageeducation #financialwellness #mortgagejourney
#shapirashidi
#mortgageworld
Mortgage Factor #5:
Rate-lock flexibility.
In a shifting market, the right mortgage strategy helps you stay protected and benefit if rates drop.
Want to know if your approval has this feature?
DM or call me at 604.318.0187
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#mortgage_advice #mortgage_broker_bc #mortgage_tips
#rate_lock
#home_financing #mortgage_strategy #shapi_rashidi
#mortgage_factor #canada_real_estate #bc_real_estate
#north_vancouver_mortgage_broker
#west_vancouver_mortgage_broker
#coquitlam_mortgage_broker #port_moody_mortgages #vancouver_mortgage_broker #first_time_homebuyer_canada #homebuyers_bc #real_estate_education #mortgage_help #canadian_mortgages
Mortgage penalties aren’t always what they seem.
Most people assume it’s a simple number… but the truth is, penalties vary widely depending on your lender, rate, remaining term, and their formula.![]()
Understanding how your penalty is calculated can:
✔ Prevent expensive surprises
✔ Help you refinance strategically
✔ Save you thousands when life changes![]()
Want clarity on your own mortgage penalty?
Let’s chat — I’m here to make it simple.
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#mortgage_factor #mortgage_penalties #mortgage_advice #mortgage_broker #bc_mortgages
#mortgage_tips #financial_wellness #refinance_smart #home_financing #debt_management #canadian_mortgages #mortgage_education #financial_clarity #penalty_calculation #shapi_rashidi
#oac
The latest jobs report just changed the conversation![]()
Canada added 66,600 jobs in October & unemployment dropped to 6.9%.
That means: no rate cut coming in December.
The next move could now be early 2026 → potential drop to 2.0%.![]()
Still—this is a great moment to get clarity on your mortgage strategy before the next shift hits.![]()
Let’s review your plan and see how you can stay ahead.
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#Mortgage_Update #BankofCanada
#Interest_Rates #Canadian_Economy #Home_Ownership #Shapi_Rashidi #Mortgage_Advisor #RealEstateCanada
#OAC
Renters — this might be your sign.
Rates are easing, payments are dropping, and owning may finally cost less than rent.![]()
DM me or call 604-318-0187 to find out what homeownership could look like for you.
(O.A.C.)
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#rentvsbuy
#stop_paying_rent #own_instead_of_rent #FromRentToOwn
#BeAnOwner #payyourselfnotyourlandlord #Home_ownership
#buildequity
#mortgage_advisor #Mortgage_Broker #vancouverrealestate #vancouverhomes #bcrealestate #CanadianMortgage #mortgagefactor
#abetterway #realestatecanada #mortgagesolutions #financialfreedom #SmartMoneyMoves #WealthBuilding
#dream_to_own #FirstHomeJourney #ReadyToOwn #shapirashidi