Hi, my name is Shapi!
As a mortgage professional, I have over 20 years of expertise to get you a tailored mortgage for your immediate and future needs. I work for you and provide unbiased guidance in your mortgage decision. Working with me means that you’ll have the choice, convenience, and great counsel you deserve!
3 Reasons to Work With Me!
1. My services are free to you (on approved credits)!
2. I have access to the best mortgage products on the market currently! I offer the deepest discounts, which are passed on to you – whether you are purchasing, refinancing, or renewing.
3. I am available on your terms – day, evening, and weekend.
Contact Me
(604) 318-0187
Unit 128-1489 Marine Drive
West Vancouver, BC V7T 1B8
Latest Updates
A 20% down payment is only needed when the purchase price of your home is $1 million or more. ![]()
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So, how much down payment do you actually need? Here's the formula:![]()
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- For a purchase price of $500,000 or less, you need a minimum of 5% of the purchase price![]()
- For a purchase price between $500,000 - $999,999, you need 5% of the first $500,000, and 10% of the remaining portion![]()
- For a purchase price of $1 million or more, you need a minimum of 20% of the purchase price![]()
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Let's say you were purchasing a property listed for $599,000, you would need a minimum down payment of $34,900.![]()
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I'd love to hear your thoughts or questions - leave them down in the comments!![]()
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#yvrrealtors #VancouverProperty #canadamortgages #canadahouse #vancouverhouse #MortgageAdviser #burnabyhomes #buyingahome101 #mortgagehelp #yvrhomes #mortgageexpert #longterminvesting #yvrrealestate #investinrealestate #mortgagetips
No need to panic - the BC home flipping tax isn’t as scary as it seems!![]()
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Proposed under the new Residential Property Profit Tax Act, the BC home flipping tax is meant to deter those looking to flip for a quick buck.![]()
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If you’re facing life’s difficulties though, this new tax will most likely not affect you.![]()
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This new tax will begin on January 1st, 2025. If you’re planning on selling your house soon, don’t worry - you still have time before the tax comes into effect.
This morning, the Bank of Canada announced that it would be making no changes to the overnight interest rate.![]()
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This marks the 6th consecutive hold at the 5.00%. While many hope that the rates will lower soon, Bank of Canada has said it needs to see more price stability before adjusting.![]()
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What are your thoughts?![]()
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#vancouvermortgages #househack #vancouverproperties #mortgagefinancing #mortgages #northvancouverrealestate #mortgageindustry #bcrealtors #langleyrealestate #moneyhacks #vancouverhomes #MortgageAgent #LongTermGoals #bcrealestate #vancouverrealestate
Another success story in the books! Congrats to my clients, who recently renewed their property in a prime neighbourhood 😍